I filed my taxes today. This is totally not in my basic procrastinating character. I usually wait until April 15th even if I know I’ll be getting money back.

Erica is sending money now to our IRA’s. If you wait until April 15 the price of mutual funds goes through the roof because all of the IRA deposits drive things up. Buy now when the stock market is lower and get a better deal. Even if you won’t file until April, send in your $6,000 now! If you can’t send in the full IRA amount, deposit something, anything, when you get a chance.